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Target Group

Guarantee is issued to SMEs which invest in agriculture and fishing, increase the productivity of agricultural production, increase the agricultural area or make restructuring investments in order to achieve EU standards with the support of the Instrument for Pre-Accession Assistance, Fifth component (IPARD).

Loan Purpose

Guarantee covers investments in long-term and short-term assets, while short-term assets may constitute up to 30% of the loan. For projects with IPARD support short-term assets may be up to 15% of the loan.

Guarantee Amounts

can not exceed 50% of the loan or HRK 1,750,000 (HRK 10,000,000 for IPARD supported projects). Minimum guarantee amount is 10% of the loan.


This guarantee program will be valid until 30 June 2016 with a possibility of extension.